Privacy Notice.

Your Fintech App Group Limited, Kemp House 152-160 City Road EC1V 2NX London United Kingdom (YFA, we, us, our) operates a technology platform.

YFA recognizes the importance of privacy and the confidentiality of your personal data. This Privacy Notice describes how we process your personal data through our websites, portals, applications and services (together Services). Please read it carefully.

1. Collected Personal Data

As the data controller, YFA is responsible for the processing of your personal data. When you use the Services, YFA may collect and process the following information about you:

We may also collect personal data about you from other sources and from third parties to the extent permitted by applicable law. This may include:

2. Data

YFA, as well as the entities with which YFA shares your personal data, may use such personal data for the following purposes:

We may use technologies that are considered automated decision-making or profiling. We will not make any automated decisions about you that would significantly affect you unless

(a) such a decision is necessary for entering into, or the performance of a contract with you,
(b) we have obtained your consent, or (c) we are required by applicable law to use such technology.

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found here.

3. Disclosure of your Personal Data

In the light of the purposes set out above, YFA may transfer your personal data to the following recipients:

4. Transfer of Personal Data Out of the European Economic Area

YFA may share your personal data with parties that are located outside the European Economic Area (EEA).

YFA is committed to ensure that your personal data remains protected and secure when it is transferred outside the EEA, in accordance with the General Data Protection Regulation (GDPR).

Unless you are otherwise notified, any transfers of your personal data to third parties outside the EEA will be based on an adequacy decision (see the list here) or on the EU standard contractual clauses (a copy of which can be obtained through the contact information included below). If we believe that standard contractual clauses do not afford the same level of protection as you would enjoy under the GDPR, we will take supplementary measures to guarantee a level of protection that is essentially equivalent to the GDPR.

5. Proportionality and Data Retention

YFA will only process your personal data where relevant to the purposes for which they are collected.

Our data retention policies and practices. Some examples:

If you have any questions regarding the retention of your personal data, please contact accounts@bofin.com.

6. Your Rights as a Data Subject

Subject to the conditions and exceptions provided for in applicable data protection laws, you have the right to:

In order to exercise your rights, you can contact YFA at accounts@bofin.com.

Where you are given the option to share your personal data with us, you can always choose not to do so. If you object to the processing of your personal data, YFA will respect that choice in accordance with its legal obligations. This could mean that YFA is unable to perform the actions necessary to achieve the purposes of processing described in Section 2 (Purposes of Processing of Personal Data).

YFA is committed to taking all appropriate technical and organizational measures to protect your personal data against accidental or unauthorized destruction, against accidental loss and modifications, access and any other unauthorized processing of personal data.

7. Cookies and Similar Technologies

When you use our Services, we and selected third parties may use cookies and similar technologies to provide you with a better, faster and safer user experience, or to show you personalised advertising. Cookies are small text files that are automatically created by your browser and stored on your device when you use the Services. For detailed information about our use of cookies and similar technologies, please refer to our Cookie Policy.

8. Contact

You can address any request or question to YFA relating to your personal data to: accounts@bofin.com.